Co-head of Torys’ Financial Services, Bank Regulatory and Insurance Regulatory Practices, and co-head of the Payments and Cards Practice. Practice focuses on corporate and regulatory issues relating to financial institutions, including mergers & acquisitions and corporate finance. Provides regulatory advice on the establishment of new banks, trust companies and insurance companies under the applicable federal financial services legislation. Provided regulatory advice on foreign and domestic demutualizations, and on the development of various capital instruments including under the new Basel III rules. Co-chair of CBA’s Financial Services Legislative Reform Committee. Co-editor, Carswell’s Consolidated Bank Act and Regulations. Has published numerous articles on financial institution regulatory matters. Ontario Bar, 1989. LLM, 1997, Osgoode Hall Law School, York University. MBA/LLB, 1987, Dalhousie University.