Stephen has been practising as defence counsel in the personal injury area, with a particular emphasis on serious injuries resulting from automobile accidents, for over 39 years. He is an experienced mediator who specializes in personal injury and automobile insurance coverage disputes. Since the early 1990s he has provided insurers, insurance agents, and brokers with assistance in their dealings with Ontario’s automobile insurance regulators. He has assisted these clients with compliance issues involving automobile rate regulation and risk classification system issues. He has provided insight to his insurance clients in navigating the complex regulatory scheme for automobile insurance in Ontario to enable them to get new and innovative products to market. Stephen is a recognized expert on Ontario’s motor vehicle tort compensation system. He has authored numerous papers since 1989 detailing how damages are to be calculated under Ontario’s threshold tort compensation scheme. He is certified by the Law Society of Ontario as a Specialist in Civil Litigation. Member of the Ontario Bar Association, The Advocates’ Society, Canadian Defence Lawyers, the ADR Institute of Ontario, and the ADR Institute of Canada. LLB, Osgoode Hall Law School; called to the Ontario Bar (1982).